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Looking for bad credit mobile phones? Here is what you must know about bad credit

Have you been denied phone contracts because you have a poor credit score? Well, all is not lost because you can still get your phone of choice and work on raising your credit score. To get bad credit mobile phones of choice, use the following options;

  • Raise some deposit to help lower the risk taken by the phone company.
  • Select a phone with lower specs and lower price.
  • Use a friend with a good credit score as a consignee.
  • Use a SIM only contract to prove your credit worthiness

On top of these options, you need to understand what bad credit is and how to address it.

What you need to understand about bad credit 

The credit score is one of the most important tools used by financial services providers to assess how creditworthy you are. Well, it is critical to understand it because it does not simply affect your ability to get a mobile phone contract but also seeking for a mortgage, exploring insurance, and is even used by some employers.


To give your score, credit reference agencies gather information about your credit history including loans application, repayment trends, late repayments, and other financial transactions. In addition to this, you need to ensure that your name is on the electoral register that stocks some information such as court cases related to debts. The target is ensuring that your personal credit is understood well to avoid people at risk of defaulting.

What you can do to raise the credit score fast

  • Clear all outstanding loans: All your outstanding loans greatly contribute to your poor credit and must be cleared as fast as possible. You can clear the loans through the following options;
  • Reduce all the expenses and reallocate the finances to clear the loans (you might consider moving to a cheaper house, taking public transport as opposed to driving, and reducing your holiday expenses).
  • Review all loans by talking to lenders to understand the lowest amount you can pay on each on a monthly basis. Then, focus the remaining amount to clearing loan after loan commencing with the one with least credit.
  • Though your credit score might be poor, it does not mean that it is 100% correct. Many are the times when the report contains efforts from late submission of repayment reports or even those never submitted at all. By checking on the report, you can identify gaps and have them corrected immediately to reflect a higher score.
  • Borrow smaller loans that you can repay faster to contribute to a positive history. In some cases, you can organize with your bank to borrow from your account.
  • Make sure to register with the electoral register that gives correct information about you relating to financial history cases.


If you were denied a phone contract because of bad credit, make sure to use the available alternatives to get your phone of choice. More importantly, you should understand bad credit and how to raise it as fast as possible to avoid problems accessing other financial related services.


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Tips for Selecting the Best Handsets for Kids and Teenagers

Modern kids are savvy. They hover around the parent’s laptops and smartphones, and within a very short time they know everything and are asking for their own handsets. When parents decide to buy their kids smartphones, the main question is what the right type for them is?

Teenage boy with smartphone

Kids want to get exposed to technology early just like their peers to connect, share show off to their friends. Even as you get a smartphone for your kid, make sure to train him/her on good phone use practices such as;

  • Being courteous to all the people he/she talks to on the phone.
  • Sticking to a phone timetable (not using it during dining, doing homework, and sleeping time).
  • Reporting strange calls, numbers, and social media intrusion.
  • Being cautious about cost because calls, texts, and browsing translate to money.

What to look for in a handset for kids

  • Compatibility with additional apps especially monitoring software

The greatest concern after getting a phone for your kid is about his security. The kids will be exposed to online predators and bullies who can lure them to drugs, pornography, and even crime or threaten them. Therefore, look for a handset that is compatible with modern monitoring apps that give you access to the phone, allows monitoring of text messages, and even follow social media activities. Remember that proper guidance should always accompany this monitoring.

  • Find out why your kid wants a handset

The demand for a smartphone by kids may vary a lot. Does your kid need a smartphone for playing games, connecting with friends online, or education assistance such as online tutors? If the need is learning online, it is advisable to look for a phone with 3G or 4G capabilities. The focus should be the camera if the kid is interested in photography and screen quality for those who love phone games.


  • Ease of upgrading from one plan to another?

When you buy any kid a smartphone, he/she learns fast and will be asking you to shift them to a higher plan very soon. You should therefore, look for a plan that is easy to change on demand. For example, prepaid plans with a fixed term are good because you can control the amount a kid spends. This will also help the kid develop the responsible use of the phone by spreading data, calls, and text messages throughout the month.

  • Cost of the smartphone

Think of the amount of money you are willing to spend and check for smartphones in that range. It is also important to factor how responsible your kid is before buying him/her a very expensive smartphone. If your child is very irresponsible, consider buying a low-cost phone to keep the risk low if it gets lost.


The handset you pick for a kid should be affordable, easy to use, and help them become responsible. By learning what the interests of a child are, it will be easy to get a phone that matches his/her lifestyle, instill confidence with peers, and increase maturity. Remember that at all times; you must be vigilant to know how effectively the phone is being used to keep the kid away from dangers.

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The Best Handsets with the strongest cameras

Smartphone cameras has become one of the determining features when selecting a phone in the market today. The camera is used to capture top images and videos for business home pages, social media profiles, and other posts. Besides, the camera allows you to take that priceless selfie. To get these top photos and videos, and much more, you must start by selecting the best HANDSETS.

What to look for in a great phone camera

  • High resolution rear camera
  • Top quality still images
  • Ability to capture great videos for your Facebook, YouTube, and other platforms.
  • A high-resolution front camera for selfies

Top 5 Handsets with the strongest camera

  • LG V10 smartphone

The LG V10 smartphone is one of the high-end phones running on the Android platform. The phone runs on an Android Operating system and has a camera of 15.9 megapixels. The camera is very strong and can be used to take HD videos for your social media applications. The camera has image stabilization capability that evaluates resolution, range and colour accuracy to deliver the best images. This makes it a great phone for taking low-light images. The phone also features Wi-Fi, GPS navigation capability, 64GB inbuilt memory, and an external memory card slot that supports more than 128 GB.

  • Motorola Droid Turbo 2

The Motorola Droid Turbo 2 runs on an Android operating system, Qualcomm-snapdragon 810 processor, 3GB of RAM and a 5.4 inches touchscreen display. Its rear camera is very strong with 21.4 megapixels for recording top quality photos and high definition videos. The camera works with an image sensor and dual-LED flash that illuminates and captures every aspect of your image. The front-facing camera is 5 megapixels and flash supported for perfect selfies. One outstanding thing about the Motorola Droid Turbo 2 is its ease of use allowing you to pull the camera in only a couple of seconds to take a shot.

  • The Microsoft Lumia 950

The Microsoft Lumia 950 runs on Windows 10 operating system and Snapdragon 820 with 4GB random access memory that makes it really fast. The camera has a 20MP ½.4 ” CMOS sensor for image stabilization that works with the fast processor to help you capture quality images even when in motion. Besides, it also features a Carl Zeiss branded lens delivering optimum aperture of F1.9 that makes it easy to get photos even in areas with limited light. The front camera is 5 megapixels which is strong enough for perfect selfies.

Other features that make The Microsoft Lumia 950 among the best phones in the market today include large internal storage of 32GB with an external SD slot to expand it, a strong battery of 3000 mAh, and GPS navigation capabilities.

  • Nexus 6p

The Nexus 6P phone has a very strong camera of 12.3 megapixels that captures 1.55-micron pixels which are larger compared to the common 1.4 microns in most phones. This allows you to take bigger and clearer images. The rear camera will record videos in 4K at 30-frames/second while the normal camera uses the common 1.4 microns and f/2.0 aperture. The main undoing of this phone camera is that it lacks an image stabilizer which makes it difficult to take images that are in motion or get perfect shots when you only have a very short time. Other features of Nexus 6P include Qualcomm Snapdragon 810, 128 GB of inbuilt memory, GPS Navigation, 5.7 inch HD touch screen, and Wi-Fi capabilities.


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Must Have Android Apps for Your Best Handset

Apps are very useful because they expand the utility of your phone beyond a simple calling and texting device. For people who use Android phones, there are thousands of apps that target making the user experience more enthralling. The following are top 10 apps that your best Android smartphone should have.

  • Security apps

This is perhaps the most important app for your Android smartphone. AVG antivirus app is free in all Android phones to help in protecting the phone from threats, malware, and viruses. If you enable the Find/locate feature, you can secure the phone from theft by connecting it to Google Maps and sharing its location. Other very useful features include clearing running tasks to free memory, lock data, or wipe info for extra privacy.

  • Backup app

No one wants to imagine the info that could get lost if a phone is stolen or gets damaged beyond repair. Well, do not wait until that moment. By using Go Backup app, you can back-up all your data from messages, contacts, call logs, documents, photos, and videos.

  • Communication apps

To communicate easily with others on Facebook make sure to enable the Facebook for Android App that allows you to connect easily with friends. The app also makes it easy to show Facebook info on the contact list so that you can select to send a common SMS or a Facebook message with a single click. To enjoy communicating on Twitter, simply tweet from the browser and the status will be updated immediately. Other features you will enjoy from an updated Twitter include tweets, retweets, link sharing, and direct messaging.

  • Browsing Apps

From your best smartphone, you want to be able to browse fast, link with friends, review products, and shop online. The best web browser apps include Opera Mini that comes with a simple to use interface with an option of phone or desktop view. Opera Mini also helps the user to save on data bandwidth with compression technology and allows you to run several tabs just like Firefox.


Other browser apps to consider are Dolphin Browser HD that provides a wide range of rich features as well as plugin integration. You have a very wide range of features ranging from speed dials, voice navigation, sidebars, and gesture controls.

  • Battery defender app

This app is designed to help you extend the life of your phone battery. It identifies the apps that are not being used and closes them when the phone battery discharges to a certain level. For example, it can help to stop Wi-Fi connectivity and the background light that take a lot of power.

  • Little Photo

This app is the best for adding effects on films and photos. Whether you want to share the photos online or store them on backup, they will look enthralling with personalized themes, colours, and patterns. You can even customize the photos and videos for your phone wallpaper or even desktop screen savers.